Michael - We have looked into ways to streamline the BR process but still tend to follow the owner purchase process. We had looked into blankets policies but that didn't work with the project specific based insurance & push back from many of our owners who wanted to provide with their carrier at lower costs & to avoid gaps with their property insurance (we do a lot of remodel work). We only verify BR coverage with named insured status (or additional with waiver of subro) of projects > $1M. You would think there would be an easier way, but then again it is an industry that still can't move away from their Accord forms.Take care..Todd
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